| Bodily Injury Liability |
- |
Protection for damages that involve bodily injury to others for which you become responsible under law. |
| Property Damage Liability |
- |
Protection for damage to property of others for which you become responsible under law. |
| Comprehensive |
- |
Protection for the loss of or damage to your vehicle and its equipment from all causes, not excluded, except collision, subject to the deductible on the policy. |
| Collision |
- |
Protection for the collision damage to your automobile and its equipment, subject to the deductible on the policy. |
| Personal Injury Protection |
- |
Protection for medical, hospital, rehabilitation, loss of wages or loss of services costs resulting from injury to you or any resident family member. In case of death to the insured or a resident family member, death benefits and survivor benefits, if applicable, will be provided. |
| Uninsured Motorist |
- |
This coverage allows you to recover bodily injury damages due to an accident where the other party does not have insurance, and is found legally liable. |
| Underinsured Motorist |
- |
This coverage allows you to recover bodily injury damages due to an accident where the other party is found legally liable and deos not have adequate liability limts. |
| |
- |
Coverage is provided when traveling in the United States and Canada. |
| |
- |
Rental vehicles are covered if our policy insures you as an individual and our policy insures private passenger autos, and the rental vehicle is not for your regular use. The coverages extended to the rental vehicle will be the same as those provided on your insured vehicle |
| |
- |
Additional coverage for leased vehicles may be added to your policy to provide limits in excess of the actual cash value. This coverage applies if your lease agreement makes you liable for an amount greater than the actual cash value of the car at the time of a covered theft or total loss. |
| |
- |
Utility trailers, vacation trailers and camper bodies may be covered for physical damage. |
| |
- |
Motor homes, antique automobiles, motorcycles and recreational vehicles may be covered for both liability and physical damage. |
| |
- |
Those vehicles that have historically shown lower repair costs when involved in an accident receive premium savings on comprehensive and collision coverages. |
| |
- |
Permanently installed electronic equipment, and CD's and tapes may be added for comprehensive and collision coverages. |
| |
- |
In MN no deductible coverage for safety glass may be added. |
